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Our Partner Banks and Service Fees

Australia

Remittance method:

Account Credit

Participating Banks or Partners

All Australia Banks.

From $7.00 SGD

Australia

Country	Remittance Method	Participating Banks / Partners	Remit Limit per Transaction*	Service Fee (SGD)	Payment Schedule
Australia	Account Credit	All Australia Banks	AUD 10,000	7.00	Monday to Friday	For transaction received before 4:00pm, money will be credited the next working day, otherwise within 2 working days
Australia	Account Credit	All Australia Banks	AUD 10,000	7.00	Monday to Friday	For transaction received before 4:00pm, money will be credited the next working day, otherwise within 2 working days

Bangladesh

Remittance method:

Account Credit | Cash Pickup | e-Wallet

Participating Banks or Partners

All Bangladesh Banks. BANKS: BRAC Bank, Islami Bank Bangladesh, Bank Asia, Agrani Bank, Janata Bank, Dutch-Bangla Bank, Bangladesh Krishi Bank, Pubali Bank, Sonali Bank, NCC Bank, Uttara Bank, Rupali Bank & The City Bank NGO / MFI / Development Bank: BURO, JAGORANI, RRF, GUK, DESHA, CDIP, TMSS, Ansar VDP Unnayan Bank, Karmasangsthan Bank

From $4.00 SGD

Bangladesh

Country	Remittance Method	Participating Banks / Partners	Remit Limit per Transaction*	Service Fee (SGD)	Payment Schedule
Bangladesh	Account Credit	All Bangladesh Banks	Refer to point 21	4.00	All Days	For transaction received before 3:00pm, money will be credited within 2 working days, otherwise within 3 working days
	Cash Pickup	BANKS: BRAC Bank, Islami Bank Bangladesh, Bank Asia, Agrani Bank, Janata Bank, Dutch-Bangla Bank, Bangladesh Krishi Bank, Pubali Bank, Sonali Bank, NCC Bank, Uttara Bank, Rupali Bank & The City Bank	Refer to point 21		Sunday to Thursday	For transaction received before 5:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise on the next working day
		NGO / MFI / Development Bank: BURO, JAGORANI, RRF, GUK, DESHA, CDIP	BDT 100,000		Friday, Saturday or Public Holiday	For transaction received before 5:00pm, cash can be collected on the next working day, otherwise within 2 working days
		NGO / MFI / Development Bank: TMSS, Ansar VDP Unnayan Bank, Karmasangsthan Bank	BDT 200,00		Friday, Saturday or Public Holiday
	e-Wallet	*Payment will be credited based on valid Wallet Number or Phone Number	BDT 25,000		All Days	For transaction received before 5:00pm, money will be credited within 1 hour, otherwise next working day.

China

Remittance method:

Account Credit / Alipay Wallet

Participating Banks or Partners

Selected China Banks Nationwide participating with China Union Pay & Alipay Wallet Services

From $9.50 SGD

China

Country	Remittance Method	Participating Banks / Partners	Remit Limit per Transaction*	Service Fee (SGD)	Payment Schedule
China	Account Credit	Payment will be credited based on valid China Union Pay Card Number(Only UnionPay Debit Card number starting with 6, 62 or only 955880, 955881, 955882, 955888 issued by Industrial and Commercial Bank of China are supported) Click here for the supported UnionPay banks in China Beneficiary account must be a Chinese individual holding a national ID of China mainland only	USD 5,000	9.50	Monday to Sunday	For transaction received before 5:00pm, money will be credited on the same working day, otherwise next working day

Country

Remittance Method

Participating Banks / Partners

Remit Limit per Transaction*

Service Fee (SGD)

Payment Schedule

China

Account Credit

Payment will be credited based on valid China Union Pay Card Number(Only UnionPay Debit Card number starting with 6, 62 or only 955880, 955881, 955882, 955888 issued by Industrial and Commercial Bank of China are supported)

Click here for the supported UnionPay banks in China
Beneficiary account must be a Chinese individual holding a national ID of China mainland only

USD 5,000

9.50

Monday to Sunday

For transaction received before 5:00pm, money will be credited on the same working day, otherwise next working day

India

Remittance method:

Account Credit

Participating Banks or Partners

All India Banks.

From $4.00 SGD

India

Country	Remittance Method	Participating Banks / Partners	Remit Limit per Transaction*	Service Fee (SGD)	Payment Schedule
India	Account Credit	All India Banks	Refer to point 21	4.00	Monday to Friday	For transaction received before 4:00pm, money will be credited on the same working day, otherwise next working day
India	Account Credit	All India Banks	Refer to point 21	4.00	Saturday, Sunday or Public Holiday	For all transactions received, money will be credited within 2 working days

Indonesia

Remittance method:

Account Credit | Cash Pickup

Participating Banks or Partners

All Indonesia Banks. PT POS, Pegadaian, Toko Reguler Outlets, Alfa Mart, BNI Bank and outlets.

From $4.50 SGD

Indonesia

Country	Remittance Method	Participating Banks / Partners	Remit Limit per Transaction*	Service Fee (SGD)	Payment Schedule
Indonesia	Account Credit	All Indonesia Banks	IDR 100 million	4.50	Monday to Sunday	For BNI, BRI and BSM	For transaction received before 5:00pm, money will be credited on the same working day, otherwise next working day
	Account Credit	All Indonesia Banks	IDR 100 million	4.50	Saturday, Sunday or Public Holiday	For Other Banks	For all transactions received, money will be credited within 2 working days
	Cash Pickup	*BNI Cash Payout: at any PT POS, Pegadaian, Toko Regular outlets, Alfa Mart outlets, BNI Bank and outlets. Note:For collection at BNI Bank outlets, PT POS outlets, PEGADAIAN outlets, Alfa Mart and Toko Regular outlets, beneficiary is encouraged to mention the cash pickup code (BNI WESEL PIN)	IDR 25 million	4.50	Saturday		For transaction received before 3:00pm: cash can be collected within 2 hours (earliest at 10:00am) at any PT POS, Pegadaian, Toko Reguler and Alfa Mart outlets), otherwise within the same day cash can be collected on the next working day (at BNI branches), otherwise within 2 working days
					Saturday		For transaction received before 3:00pm: cash can be collected within 2 hours (earliest at 10:00am) at any PT POS, Pegadaian, Toko Reguler and Alfa Mart outlets), otherwise within the same day cash can be collected on the next working day (at BNI branches), otherwise within 2 working days
					Sunday or Public Holiday		For transaction received before 3:00pm, cash can be collected on the next working day, otherwise within 2 working days

Philippines

Remittance method:

Account Credit | Cash Pickup

Participating Banks or Partners

All Philippines Banks. Metropolitan Bank Branches, RD Pawnshop, PSBank, Palawan Pawnshop, LBC Express, Robinsons Department Store, M Lhuillier Pawnshop, Globe GCASH (Villarica & Puregold), Cebuana Lhuillier.
Metropolitan Bank Branches, RD Pawnshop, PSBank, Palawan Pawnshop, LBC Express, Robinsons Department Store, M Lhuillier Pawnshop, Globe GCASH (Villarica & Puregold), Cebuana Lhuillier

From $4.50 SGD

Philippines

Country	Remittance Method	Participating Banks / Partners	Remit Limit per Transaction*	Service Fee (SGD)	Payment Schedule
Philippines	Account Credit	All Philippines Banks	Refer to point 21	4.50	Monday to Friday		For transaction received before 2:00pm, money will be credited on the same working day, otherwise next working day
	Account Credit	All Philippines Banks	Refer to point 21	4.50	Saturday, Sunday or Public Holiday		For all transactions received, money will be credited on the next working day
	METRO Cash Pickup	Metropolitan Bank Branches	Refer to point 21	4.50	Monday to Sunday, including Public Holiday	For Metrobank & Its Agent Cash Pickup: For transaction received before 5:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day (subject to the location operating hours) Beneficary is encouraged to mention “MONEY RECEIVED FROM METROBANK” for the verification purpose & to ease the payment made to beneficiary.
		RD Pawnshop	PHP 300,000
		PSBank	PHP 250,000
		Palawan Pawnshop	PHP 150,000
		LBC Express	PHP 100,000
		Robinsons Department Store	PHP 100,000
		M Lhuillier Pawnshop	PHP 250,000
		Villarica Pawnshop	PHP 50,000 (Refer to point 21)
		Cebuana Lhuillier Pawnshop	PHP 30,000
	PESO Cash Pickup	Cebuana Lhuillier	PHP 50,000	4.50	Monday to Saturday [7:00am to 7:00pm]	For Peso Cash Pickup Only: For transaction received before 5:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day (subject to the location operating hours) Beneficary is encouraged to mention “MONEY RECEIVED FROM MERCHANTRADE MALAYSIA” for the verification purpose & to ease the payment made to beneficiary.
		Palawan Pawnshop	PHP 50,000		Selected 24hr Branches
		BDO Unibank (*except BDO Remit Counters(Inside SM Dept Store/SM Business Service/ Global Pinoy Center & Waltermart; cash payout limit is capped at PHP 80,OOO	Refer to point 21		Mall Branches [10:00am to 10:00pm]
		LBC Express	PHP 100,000		Mall Branches [10:00am to 10:00pm]
		M Lhuillier Pawnshop	PHP 250,000		Sunday & Public Holiday [8:00am to 6:00pm]
		RD Pawnshop	PHP 300,000		Sunday & Public Holiday [8:00am to 6:00pm]

Myanmar

Remittance method:

Cash Pickup

Participating Banks or Partners

Kanbawza Bank, Myanmar Citizen Bank, AGD Myanmar.

From $7.00 SGD

Myanmar

Country	Remittance Method	Participating Banks / Partners	Remit Limit per Transaction*	Service Fee (SGD)	Payment Schedule
Myanmar	Cash Pickup	Kanbawza Bank, Myanmar Citizen Bank, AGD Myanmar Note: Additional charges apply for Cash Payout at KBZ Bank collected outside of Yangon city, up to MMK 0.5 for every MMK100 or MMK200 for each transaction (whichever is higher) & MMK500 as communication charges	MMK 2.7 million	7.00	Monday to Friday	For transaction received before 4:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day
	Cash Pickup		MMK 2.7 million	7.00	Saturday, Sunday or Public Holiday	For transaction received before 4:00pm, cash can be collected on the next working day, otherwise within next 2 working days

Malaysia

Remittance method:

Account Credit | Cash Pickup

Participating Banks or Partners

All Malaysia Banks All Merchantrade Branches

From $3.00 SGD

Malaysia

Country	Remittance Method	Participating Banks / Partners	Remit Limit per Transaction*	Service Fee (SGD)	Payment Schedule
Malaysia	Account Credit	All Malaysia Banks	Refer to point 21	3.00	Monday to Friday	For transaction received before 3:00pm, money will be credited on the same working day (before 11.00pm), otherwise next working day
	Account Credit	All Malaysia Banks	Refer to point 21		Saturday, Sunday or Public Holiday	For all transactions received, money will be credited on the next working day
	Cash Pickup	All Merchantrade Branches	MYR 25,000		All days	For transaction received before 5:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day

Nepal

Remittance method:

Account credit | Cash Pick Up

Participating Banks or Partners

At any participating Banks in Nepal City Express Agents

From $5.00 SGD

Nepal

Country	Remittance Method	Participating Banks / Partners	Remit Limit per Transaction*	Service Fee (SGD)	Payment Schedule
Nepal	Account Credit	At any participating Banks in Nepal	Refer to point 21	5.00	Sunday to Friday	For transaction received before 3:00pm, money will be credited on the same working day, otherwise next working day
	Account Credit	At any participating Banks in Nepal	Refer to point 21		Saturday or Public Holiday	For all transactions received, money will be credited on the next working day
	Cash Pickup (unavailable until further notice)	City Express Agents Note: Hard cash disbursement is only up to NPR100,000 & for amount above NPR 100,000; a local check will be issued OR the transaction will be routed to beneficiary bank directly by payout agent	NPR 500,000		Sunday to Friday	For transaction received before 5:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day
	Cash Pickup (unavailable until further notice)		NPR 500,000		Saturday or Public Holiday	For transaction received before 5:00pm, cash can be collected on the next working day, otherwise within next 2 working days

Pakistan

Remittance method:

Account Credit | Cash Pickup

Participating Banks or Partners

All Pakistan Banks. National Bank of Pakistan, Muslim Commercial Bank Pakistan, Bank of Punjab, Sindh Bank, Zarai Taraqiati Bank Ltd, United Bank Limited (UBL) and Bank AL Habib Limited (BAHL) Branches

From $4.50 SGD

Pakistan

Country	Remittance Method	Participating Banks / Partners	Remit Limit per Transaction*	Service Fee (SGD)	Payment Schedule
Pakistan	Account Credit	All Pakistan Banks	PKR 500,000	4.50 *Free Service Fee for more than SGD280 remittance	Monday to Friday	For transaction received before 5:00pm, money will be credited on the same working day, otherwise next working day
	Account Credit	All Pakistan Banks	PKR 500,000	4.50 *Free Service Fee for more than SGD280 remittance	Saturday, Sunday or Public Holiday	For all transactions received, money will be credited on the next working day
	Cash Pickup	National Bank of Pakistan branches & Muslim Commercial Bank Pakistan branches	PKR 500,000	4.50 *Free Service Fee for more than SGD280 remittance	Monday to Sunday & Public Holiday	For transaction received before 5:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day

Sri Lanka

Remittance method:

Account credit | Cash Pick Up

Participating Banks or Partners

At any participating Banks in Nepal City Express Agents

From $5.00 SGD

Sri Lanka

Country	Remittance Method	Participating Banks / Partners	Remit Limit per Transaction*	Service Fee (SGD)	Payment Schedule
Sri Lanka	Account Credit	All Sri Lanka Banks	Refer to point 21	6.00 → 5.00 (*limited time offer)	Monday to Friday	Bank of Ceylon, Sampath Bank, Hatton Bank	For transaction received before 5:00pm, money will be credited on the same working day, otherwise next working day
					Monday to Friday	Other Banks	For transaction received before 5:00pm, money will be credited within 2 working days, otherwise within 3 working days
					Saturday, Sunday or Public Holiday	Bank of Ceylon, Sampath Bank, Hatton Bank	For all transactions received, money will be credited on the next working day
					Saturday, Sunday or Public Holiday	Other Banks	For all transactions received, money will be credited within 3 working days
	Cash Pickup	Bank of Ceylon branches, Sampath Bank branches, Hatton Bank branches	LKR 1 million	6.00 → 5.00 (*limited time offer)	Monday to Friday	For transaction received before 4:00pm, cash can be collected within 2 hours (earliest at 12:00pm), otherwise next working day
	Cash Pickup		LKR 1 million	6.00 → 5.00 (*limited time offer)	Saturday, Sunday or Public Holiday	For transaction received before 4:00pm, cash can be collected on the next working day (earliest at 12:00pm), otherwise within 2 working days

Thailand

Remittance method:

Account Credit

Participating Banks or Partners

All Thai Banks. National Bank of Thailand, Muslim Commercial Bank Thailand, Bank of Punjab, Sindh Bank, Zarai Taraqiati Bank Ltd, United Bank Limited (UBL) and Bank AL Habib Limited (BAHL) Branches

From $5.50 SGD

Thailand

Country	Remittance Method	Participating Banks / Partners	Remit Limit per Transaction*	Service Fee (SGD)	Payment Schedule
Thailand	Account Credit	All Thailand Banks	THB 150,000	5.50	Monday to Friday	For transaction received before 11:00am, money will be credited on the same working day, otherwise next working day
	Account Credit	All Thailand Banks	THB 150,000	5.50	Saturday, Sunday or Public Holiday	For all transactions received, money will be credited on the next working day

Vietnam

Remittance method:

Account Credit | Cash Pickup

Participating Banks or Partners

All Vietnam Banks. Any participating location in Vietnam

From $5.00 SGD

Vietnam

Country	Remittance Method	Participating Banks / Partners	Remit Limit per Transaction*	Service Fee (SGD)	Payment Schedule
Vietnam	Account Credit	All Vietnam Banks	Refer to point 21	7.00	Monday to Friday	DongA Bank	For transaction received before 2:00pm, money will be credited on the same working day, otherwise within next working day
					Monday to Friday	Other Banks	For transaction received before 2:00pm, money will be credited on the next working day, otherwise within 2 working days
					Saturday: 9:00am – 11:00am	DongA Bank	For transaction received before 10:00am, money will be credited on the same working day, otherwise next working day
					Saturday: 9:00am – 11:00am	Other Banks	For all transactions received, money will be credited on the next working day
					Sunday or Public Holiday	DongA Bank	For all transactions received, money will be credited within 2 working days
					Sunday or Public Holiday	All Banks	For all transactions received, money will be credited within 3 working days
	Cash Pickup	Any participating location in Vietnam	Refer to point 21	7.00	Monday to Friday	DongA Bank	For transaction received before 3:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day
					Monday to Friday	Other Banks	For transaction received before 2:00pm, cash can be collected within 2 hours (earliest at 10:00am), otherwise next working day
					Saturday: 9:00am – 11:00am	DongA Bank	For transaction received before 10:00am, cash can be collected within 1 hour (earliest at 9:00am), otherwise next working day
					Saturday: 9:00am – 11:00am	Other Banks	For all transactions received, cash can be collected on the next working day
					Sunday or Public Holiday	DongA Bank	For transaction received before 3:00pm, cash can be collected on the next working day, otherwise within 2 working days
					Sunday or Public Holiday	All Banks	For transaction received before 2:00pm, cash can be collected on the next working day, otherwise within 2 working days